Real-time OBMMI mortgage rate verification. Compare any lender quote against live Freddie Mac benchmark data segmented by credit score, LTV, and loan type.
Tools:
- fairrate_get_benchmark — current rate by credit score, LTV, loan type
- fairrate_verify_quote — verdict + basis point spread + monthly cost impact
- fairrate_weekly_summary — latest weekly trend across all loan types
Data source: Freddie Mac OBMMI via FRED. Updated daily.
Cognium trust score
30%
Tier
Unverified
Composite of vulnerability cleanliness, spec conformance, provenance, stability, and usage signals — scanned and weighted by Cognium. Human and agent signals are tracked separately.
Last scanned 2026-08-29.
Returns 7 tools: search_skills, get_skill, list_leaderboard, get_trust_breakdown, resolve_composition, plus the ChatGPT-connector search and fetch. Every tool is annotated read-only.
Resolve this skill directly via MCP tools/call get_skill.