# RateSpot MCP Server

> Use this tool when you need to fetch real-time mortgage rates, compare loan products, or calculate payments. It provides access to comprehensive lending information through RateSpot.io mortgage rate APIs, enabling AI assistants to make informed decisions. Ideal for use cases involving mortgage research, loan comparisons, or financial planning, this tool accepts location and loan parameters as input and returns relevant mortgage rate data as output.

Canonical page: https://skillsregistry.net/skills/zad0xlik-ratespot-mcp  
JSON: https://api.skillsregistry.net/v1/skills/zad0xlik-ratespot-mcp

## Description

Provides access to RateSpot.io mortgage rate APIs, enabling AI assistants to fetch real-time mortgage rates, compare loan products, calculate payments, and access comprehensive lending information.

## Trust

- **Trust score (0–1):** 0.60
- **Verification tier:** unverified

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-04-23

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/lfuw3vam21)
- **Repository:** <https://github.com/zad0xlik/ratespot-mcp>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "zad0xlik-ratespot-mcp"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/zad0xlik-ratespot-mcp` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/zad0xlik-ratespot-mcp/pull`

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