# railrouter-lite

> Use this tool when you need to optimize payment routing across multiple rails, such as Stripe MPP, Coinbase x402, or Google AP2, to minimize costs, latency, and failure rates. The railrouter-lite tool intelligently routes payments in real-time, logging decisions to improve future routing intelligence. It is ideal for applications requiring efficient and adaptive payment processing.

Canonical page: https://skillsregistry.net/skills/vdineshk-railrouter-lite  
JSON: https://api.skillsregistry.net/v1/skills/vdineshk-railrouter-lite

## Description

RailRouter Lite is a real, production-ready MCP server implementing the Model Context Protocol.

It exposes one tool: route_payment.

This tool intelligently routes payments to the optimal rail (Stripe MPP, Coinbase x402, or Google AP2) in real time, choosing based on cost, latency, and success rate. Every decision is logged to a Cloudflare D1 database, creating compounding routing intelligence

## Trust

- **Trust score (0–1):** 0.96
- **Verification tier:** verified
- **Last scanned:** 2026-09-19

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** database
- **Updated:** 2026-09-19

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/yjexaz2mai)
- **Repository:** <https://github.com/vdineshk/railrouter-lite>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "vdineshk-railrouter-lite"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/vdineshk-railrouter-lite` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/vdineshk-railrouter-lite/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt