# Monzo

> Use this tool when you need to access and analyze banking data from Monzo accounts, providing read-only functionality for tasks such as account management, transaction tracking, and spending analysis. It solves problems related to financial data retrieval and organization, offering features like automatic OAuth token refresh and local data caching. Ideal for use cases requiring secure and persistent access to Monzo account information, with inputs including API credentials and outputs including transaction data and spending breakdowns.

Canonical page: https://skillsregistry.net/skills/partymola-monzo  
JSON: https://api.skillsregistry.net/v1/skills/partymola-monzo

## Description

Integrates with the Monzo API to provide seven read-only banking tools: account listing, balance retrieval, pot management, transaction syncing and filtering, transaction search, and spending analysis with category breakdowns. Features automatic OAuth token refresh and local SQLite caching that persists beyond Monzo's 90-day data window.

## Trust

- **Trust score (0–1):** 0.84
- **Verification tier:** verified
- **Last scanned:** 2026-09-19

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** database
- **Updated:** 2026-09-19

## Source

- **Source listing:** [PulseMCP](https://www.pulsemcp.com/servers/partymola-monzo)
- **Repository:** <https://github.com/partymola/monzo-mcp>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "partymola-monzo"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/partymola-monzo` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/partymola-monzo/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt