# monarch-mcp-ultimate

> Use this tool when you need to manage personal finances comprehensively, as it provides 47 tools for transactions, budgets, and intelligence analysis, solving problems related to financial organization and planning. It takes in financial data as input and outputs actionable insights and managed budgets. Use it in contexts where unified financial management is required, such as household budgeting or small business finance.

Canonical page: https://skillsregistry.net/skills/oyemecarnal-monarch-mcp-ultimate  
JSON: https://api.skillsregistry.net/v1/skills/oyemecarnal-monarch-mcp-ultimate

## Description

The most capable Monarch Money MCP server, merging the best features from all known implementations into one clean TypeScript project. It provides 47 tools for comprehensive personal finance management including transactions, budgets, rules, merchant management, and intelligence analysis.

## Trust

- **Trust score (0–1):** 0.70
- **Verification tier:** verified
- **Last scanned:** 2026-09-03

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-09-03

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/ks0b7jxrdw)
- **Repository:** <https://github.com/oyemecarnal/monarch-mcp-ultimate>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "oyemecarnal-monarch-mcp-ultimate"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/oyemecarnal-monarch-mcp-ultimate` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/oyemecarnal-monarch-mcp-ultimate/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt