# open-banking-io MCP Server

> open-banking-io MCP Server — open-banking-io-mcp-server. Use this tool when you need to securely query personal bank balances and transactions via natural language, with zero-knowledge encryption protecting sensitive data. It solves problems related to secure access to financial information, enabling AI agents to retrieve data without exposing it to third parties. The tool takes natural language queries as input and returns relevant financial data as output, making it ideal for use cases requiring secure and private financial data retrieval.

Canonical page: https://skillsregistry.net/skills/open-banking-io-mcp-server  
JSON: https://api.skillsregistry.net/v1/skills/open-banking-io-mcp-server

## Description

A read-only MCP server for the open-banking.io PSD2 API that lets AI agents query personal bank balances and transactions via natural language, with zero-knowledge encryption ensuring all sensitive data is decrypted in-process and never exposed to third parties.

## Trust

- **Trust score (0–1):** 0.70
- **Verification tier:** verified
- **Last scanned:** 2026-09-04

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-09-04

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/a6hj3fj3ww)
- **Repository:** <https://github.com/open-banking-io/mcp-server>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "open-banking-io-mcp-server"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/open-banking-io-mcp-server` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/open-banking-io-mcp-server/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt