# ynab-mcp

> Use this tool when you need to manage personal finances through natural language interactions, leveraging 49 specialized tools to read and update budgets, accounts, and transactions. It solves problems such as automated budget tracking, transaction categorization, and financial data analysis, providing a comprehensive interface for financial management. By integrating with the YNAB API, it accepts natural language inputs and outputs financial data and updates, enabling seamless financial control.

Canonical page: https://skillsregistry.net/skills/justmytwospence-ynab-mcp  
JSON: https://api.skillsregistry.net/v1/skills/justmytwospence-ynab-mcp

## Description

An MCP server that exposes the full YNAB API, allowing LLMs to read and manage budgets, accounts, and transactions through natural language. It features 49 specialized tools for comprehensive financial management, including category updates, money movements, and transaction tracking.

## Trust

- **Trust score (0–1):** 0.69
- **Verification tier:** scanned
- **Last scanned:** 2026-09-02

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** ai-ml
- **Updated:** 2026-09-02

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/xdi2pcz7tt)
- **Repository:** <https://github.com/justmytwospence/ynab-mcp>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "justmytwospence-ynab-mcp"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/justmytwospence-ynab-mcp` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/justmytwospence-ynab-mcp/pull`

---
SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt
