# YNAB MCP Server

> Use this tool when you need to manage your You Need A Budget (YNAB) finances through automated budget operations, solving problems such as manual transaction tracking and category budgeting. It takes inputs like account information and transaction data, and outputs comprehensive spending analytics and budget reports. Ideal for use cases where automated financial management and error handling are crucial, such as daily expense tracking and scheduled payment management.

Canonical page: https://skillsregistry.net/skills/dgalarza-ynab-mcp  
JSON: https://api.skillsregistry.net/v1/skills/dgalarza-ynab-mcp

## Description

Enables AI assistants to help manage your You Need A Budget (YNAB) finances through comprehensive budget operations. Supports account management, transaction handling, category budgeting, split transactions, scheduled payments, and spending analytics with robust error handling and automatic retry logic.

## Trust

- **Trust score (0–1):** 0.90
- **Verification tier:** verified
- **Last scanned:** 2026-09-28

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-09-28

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/iqq9cykhzm)
- **Repository:** <https://github.com/dgalarza/ynab-mcp-dgalarza>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "dgalarza-ynab-mcp"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/dgalarza-ynab-mcp` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/dgalarza-ynab-mcp/pull`

---
SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt