# paywatch

> paywatch — cognis-digital-paywatch. Use this tool when you need to identify and track recurring charges and subscriptions from bank or Plaid CSV files, helping you detect and manage ongoing payments. It solves problems of financial oversight and budgeting by providing a clear overview of regular expenses. Input a CSV file and output a list of detected recurring charges and subscriptions for easier financial management.

Canonical page: https://skillsregistry.net/skills/cognis-digital-paywatch  
JSON: https://api.skillsregistry.net/v1/skills/cognis-digital-paywatch

## Description

Recurring-charge and subscription detector from bank/Plaid CSV

## Trust

- **Trust score (0–1):** 0.50
- **Verification tier:** unverified

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** container
- **Runtime environment:** vm
- **Updated:** 2026-09-21

## Source

- **Source listing:** [GitHub](https://github.com/cognis-digital/paywatch)

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "cognis-digital-paywatch"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/cognis-digital-paywatch` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/cognis-digital-paywatch/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt