# Cinderfi

> Use this tool when you need to create personalized retirement plans, optimize tax-aware withdrawals, and simulate investment scenarios for individuals or couples in Canada or the US. Cinderfi provides 19 tools covering pension systems, registered accounts, and investment strategies, generating customized plans and projections based on user input. It offers outputs including optimized withdrawal strategies, Monte Carlo simulations, and historical backtesting results, making it ideal for financial planning and investment decision-making.

Canonical page: https://skillsregistry.net/skills/cinderfi  
JSON: https://api.skillsregistry.net/v1/skills/cinderfi

## Description

Cinderfi provides 19 retirement planning tools covering Canadian and US pension systems (CPP/OAS, Social Security), registered account strategies (RRSP/TFSA, 401k/IRA), tax-aware withdrawal optimization, Monte Carlo simulations, and historical backtesting for both single and coupled scenarios. Requires a free API key from cinderfi.com/mcp.

## Trust

- **Trust score (0–1):** 0.30
- **Verification tier:** unverified
- **Last scanned:** 2026-09-02

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** security
- **Updated:** 2026-09-02

## Source

- **Source listing:** [PulseMCP](https://www.pulsemcp.com/servers/cinderfi)
- **Repository:** <https://github.com/cinderfi/cinderfi-mcp>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "cinderfi"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/cinderfi` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/cinderfi/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt