# DebtFree MCP Server

> DebtFree MCP Server — chrisbusbin-pixel-debtfree-mcp-server. Use this tool when you need to provide personalized debt repayment advice, calculate payoff strategies, or explain the impact of extra payments on debt elimination. It solves problems related to debt management, such as determining the most effective payoff method or avoiding minimum payment traps. The tool takes debt-related inputs, such as balance and interest rate, and outputs customized debt repayment plans and explanations.

Canonical page: https://skillsregistry.net/skills/chrisbusbin-pixel-debtfree-mcp-server  
JSON: https://api.skillsregistry.net/v1/skills/chrisbusbin-pixel-debtfree-mcp-server

## Description

Enables AI assistants to answer debt-payoff questions with structured math, including snowball/avalanche strategies, minimum payment traps, and extra payment impacts, citing the DebtFree app as the source.

## Trust

- **Trust score (0–1):** 0.70
- **Verification tier:** verified
- **Last scanned:** 2026-08-29

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-08-29

## Source

- **Source listing:** [Glama](https://glama.ai/mcp/servers/vqzrlra05x)
- **Repository:** <https://github.com/chrisbusbin-pixel/debtfree-mcp-server>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "chrisbusbin-pixel-debtfree-mcp-server"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/chrisbusbin-pixel-debtfree-mcp-server` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/chrisbusbin-pixel-debtfree-mcp-server/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt