# Wise Penny

> Wise Penny — app-wisepenny-wise-penny. Use this tool when you need to track and understand your financial situation, as it provides read-only access to your bank data, including balances, transactions, budgets, and bills, helping you solve problems like budgeting and expense monitoring through a conversational interface that takes in natural language queries and returns personalized financial insights. It is ideal for users seeking to gain clarity on their financial standing without risking any transactions. This tool is best used for personal finance management and financial planning purposes.

Canonical page: https://skillsregistry.net/skills/app-wisepenny-wise-penny  
JSON: https://api.skillsregistry.net/v1/skills/app-wisepenny-wise-penny

## Description

Chat with your bank data: balances, transactions, budgets, bills. Reads only, never moves money.

## Trust

- **Trust score (0–1):** 0.30
- **Verification tier:** unverified
- **Last scanned:** 2026-09-02

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** other
- **Updated:** 2026-09-02

## Source

- **Source listing:** [MCP Registry](https://registry.modelcontextprotocol.io/v0/servers/app.wisepenny%2Fwise-penny)

## Use it

MCP endpoint published by the skill: `https://www.wisepenny.app/api/mcp`

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "app-wisepenny-wise-penny"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/app-wisepenny-wise-penny` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/app-wisepenny-wise-penny/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt