# American Default Research

> Use this tool when you need to analyze U.S. household financial distress data, query economic indicators, or track composite scores like the American Distress Index (ADI) across 3,144 counties. It solves problems related to understanding mortgage delinquency, unemployment claims, and credit conditions, among other financial stress factors. The tool accepts queries and returns daily-updated data from primary government and industry sources, making it ideal for research, forecasting, or monitoring economic trends.

Canonical page: https://skillsregistry.net/skills/americandefault-research  
JSON: https://api.skillsregistry.net/v1/skills/americandefault-research

## Description

Read-only MCP for U.S. household financial distress data. Query 96 economic indicators (mortgage delinquency, unemployment claims, savings rate, credit conditions, foreclosure activity, and more), the American Distress Index (ADI) composite score, and county-level distress scores across all 3,144 U.S. counties. Data sourced from FRED, BLS, NY Fed, ATTOM, MBA, and other primary government and industry sources. Updated daily. Built by American Default Research — americandefault.org.

## Trust

- **Trust score (0–1):** 0.30
- **Verification tier:** unverified
- **Last scanned:** 2026-09-01

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** search
- **Updated:** 2026-09-01

## Source

- **Source listing:** [Smithery](https://smithery.ai/server/americandefault/research)

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "americandefault-research"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/americandefault-research` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/americandefault-research/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt