# Allowance

> Allowance — allowance-mcp. Use this tool when you need to enable secure and controlled purchasing for AI agents, solving problems of unauthorized spending and lack of audit trails. It takes in purchase requests from AI agents and outputs approved virtual card transactions with configurable spend caps. Ideal for use cases requiring human oversight and spending control, such as autonomous procurement and expense management.

Canonical page: https://skillsregistry.net/skills/allowance-mcp  
JSON: https://api.skillsregistry.net/v1/skills/allowance-mcp

## Description

Allowance enables secure agent purchasing through human-approved virtual cards, receipts, and audit trails. AI agents request purchase approvals via MCP, which are authorized by the human user on their phone and charged to single-use virtual cards with configurable spend caps, ensuring full spending control and compliance.

## Trust

- **Trust score (0–1):** 0.50
- **Verification tier:** scanned
- **Last scanned:** 2026-08-28

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** ai-ml
- **Updated:** 2026-08-28

## Source

- **Source listing:** [PulseMCP](https://www.pulsemcp.com/servers/allowance-mcp)
- **Repository:** <https://github.com/useallowance/allowance-mcp-public>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "allowance-mcp"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/allowance-mcp` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/allowance-mcp/pull`

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SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt