# Up Banking

> Use this tool when you need to access and analyze Australian bank account data, including balances and transaction history, to inform personal finance management, spending pattern analysis, or automated financial reporting. It provides read-only access to Up Banking's API, allowing for secure and flexible querying of account data, transaction history, and spending categories. Ideal for use cases requiring secure, authenticated access to financial data for budget tracking, expense categorization, and financial insights.

Canonical page: https://skillsregistry.net/skills/alex1092-up-banking  
JSON: https://api.skillsregistry.net/v1/skills/alex1092-up-banking

## Description

MCP server providing read-only access to Up Banking's API for Australian bank account data including balances, transaction history, and spending categories. Exposes tools for listing accounts by type (saver, transactional, home loan), querying transactions with flexible filtering by date range, status, category, and tags, and exploring Up's hierarchical spending categories. Uses personal access token authentication with focus on secure read-only operations. Useful for personal finance management, spending pattern analysis, budget tracking, and automated financial reporting.

## Trust

- **Trust score (0–1):** 0.94
- **Verification tier:** verified
- **Last scanned:** 2026-09-28

## Facts

- **Version:** 1.0.0
- **Skill type:** atomic
- **Execution layer:** mcp-remote
- **Runtime environment:** api
- **Category:** finance
- **Updated:** 2026-09-28

## Source

- **Source listing:** [PulseMCP](https://www.pulsemcp.com/servers/alex1092-up-banking)
- **Repository:** <https://github.com/alex1092/up-bank-mcp-server>

## Use it

Resolve this record through the SkillsRegistry MCP server (no auth, read-only):

```
claude mcp add --transport http --scope user skillsregistry https://api.skillsregistry.net/mcp
```

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_skill",
    "arguments": {
      "slug": "alex1092-up-banking"
    }
  }
}
```

REST: `GET https://api.skillsregistry.net/v1/skills/alex1092-up-banking` · pull for local use: `GET https://api.skillsregistry.net/v1/skills/alex1092-up-banking/pull`

---
SkillsRegistry indexes agent skills from public registries and GitHub. Skills we have analysed are scanned with Circle-IR and scored on six dimensions; each listing states its scan coverage. More: https://skillsregistry.net/llms.txt